Many car buyers feel uncertain and a little intimidated when trying to arrange finance for their vehicle. After all, the process is unfamiliar and the paperwork seems complicated.
That is one of the reasons why it makes sense to get finance through a car dealership. It is convenient and usually fast – in some cases a customer can drive away in their new car that day! Arguably the biggest bonus with Subaru Retailer financing is that you can get an on-site business manager to take care of the entire application for you. They will handle the paperwork and approvals for you, so you do not have to go down to your bank and start negotiating for a loan. In essence, it is a one-stop shop.
By accessing finance through a Subaru Retailer, you may obtain more competitive deals than you will get with most personal loans, as they sell secured car loans. Through secured loans, the lender uses the car as security, so you may pay a lower interest rate than for most personal loans. An additional advantage of such secured loans is that they typically come with fixed interest rates, so you will know your payments for the life of the loan. Once it is locked in, there are no surprises. If you are approved, certain lenders may offer you 100 per cent finance to cover all government charges, insurance, registration and on-road costs in the one contract.
Subaru Finance Retailers offer a broad range of financing options for customers. There are loans available for new and used cars that allow you to own your car from the start of the loan. Then there are novated leases, which may be ideal for employees who have the option of salary packaging their leasing rentals. Your employer pays the rental payments to the finance company and you enjoy full use of the motor vehicle. There are also a multitude of business loans that can deliver a range of benefits, including tax breaks (please speak with your tax adviser) when the car is used for work.
So speak to a business manager at your Subaru Finance Retailer after selecting your vehicle.
Subaru Finance takes pride in tailoring a vehicle finance option that suits your lifestyle. Let us help you get on the road faster – and safer. Call our car loan specialists
to find out more.
Finance provided by Macquarie Leasing Pty Limited ABN 38 002 674 982 (Australian Credit Licence No. 394925), subject to its credit assessment criteria. Fees and charges are payable. Full conditions available on application. Subaru Finance is a registered business name of Macquarie Leasing Pty Ltd ABN 38 002 674 982 (Australian Credit Licence 394925) and is used under licence.