Subaru premier motor insurance

At Subaru we understand the importance of trust and security when it comes to insuring your Subaru. That’s why Subaru Insurance is designed to cover your Subaru and your investment in it. Subaru Premier Motor Insurance provides comprehensive cover for your Subaru, offering a range of high quality benefits you may not find with other insurance covers.

 

The key benefits of Subaru Premier Motor Insurance:

* New for old replacement1If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

* New Genuine Subaru Parts2If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

* Choice of repairer, including Subaru Accredited Repairers3Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonably in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day.

Subaru Premier Motor Insurance also includes a host of additional benefits including:

 

Additional Benefits Maximum Amounts
  • Child seat or baby capsules cover

$500 per incident

  • Emergency repairs

$500 any one incident

  • Emergency accommodation and travelling expenses

$1,000 any one incident and more than 100km from home

  • Lock re-keying and re-coding for stolen keys

$1,000 any one incident

  • Personal items stolen or damaged in your vehicle

$1,000 any one incident

  • Staying mobile following a not at fault collision4Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

Rental car up to 30 days, $100 per day maximum

  • Staying mobile following theft4Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

Rental car up to 30 days, $100 per day maximum

  • Towing after an accident

Reasonable costs

  • Trailer or Caravan cover

$1,000 or market value whichever is the lesser

  • Transportation costs

$500 any one incident

  • Legal Liability

$20,000,000 any one event or series of events

  • Pay your premium by the month

No extra cost5Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

 

Subaru Premier Motor Insurance is all about choice. That’s why we offer you the choice to create a policy tailored to your individual requirements.

Enjoy the flexibility to choose your options, control the level of coverage for your vehicle.

 

Optional benefits you can add Maximum amounts
  • Removal of basic excess for tyre claims

2 replacements or repairs in any period of insurance

  • Removal of basic excess for windscreen claims

1 replacement and 2 repairs in any period of insurance

  • Staying mobile following an accident4Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

Rental car up to 30 days, $100 per day maximum

  • Tools of trade

$3,000 any one incident

 

Options you can select to decrease your premium6Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.
  • Named driver option

Unnamed driver excess, $2,500 any one claim

  • Adjustable Excess

You may be able to increase your excess to reduce your premium

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

 

Download a PDS

 

Ask your authorized dealers for more information or ring our Subaru Insurance Customer Contact Centre on 1300 783 464.

 

If you hold a Subaru Loan Protection Insurance policy and require more information, please refer to the Subaru Loan Protection Insurance PDS.

The insurer of this Subaru Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708 of 10 Carrington Street Sydney NSW 2000. In arranging this insurance Subaru (Aust) Pty Limited ABN 95 000 312 792 (Subaru) and the authorised dealers act on behalf of Allianz and not as your agent. Neither Subaru nor any of its related companies have any liability in respect of this policy.

[1] If your vehicle is a total loss, you purchased it new or as a demo and it’s less than 3 years old from its first registration and subject to financier approval (if applicable), we will replace it with a new vehicle of the same make, model, engine size, features and paint type including any modifications, options and accessories, so long as it is available in Australia.

[2] If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts.

[3] Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonably in doing so. In the latter instance, you will be provided with a rental car for up to 3 days up to a maximum of $100 per day. 

[4] Rental or loan car up to $100 per day or daily travel allowance of up to $50 per day for a maximum of 30 days.

[5] Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

[6] Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS). The Target Market Determination is available by calling us. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact Subaru Insurance on 1300 783 464.