Early Repayment Charges

Early repayment charges on Subaru Finance approved loans

Here is a general overview of how early repayment charges are calculated and why Subaru Finance charge these on fixed rate Subaru Finance Secured Car Loans for consumers.
Subaru Finance Secured Car Loans give you interest rate and repayment certainty. This means you can budget with confidence and know you’re protected against the risk of interest rates rising.
If you decide to pay in advance this is entirely up to you. Your decision may be affected by the amount of interest you may save, along with possible insurance savings and other benefits, versus the cost to break the loan. Before you make a decision you may like to speak with us or seek professional financial advice.
Early repayment charges
If you decide to make repayments in advance or pay out your loan before the completion date, early repayment charges will apply. The early repayment fee is $750.00 if you repay on the month the loan is made, reducing on a pro rata basis for each month of the loan term which has expired.
Can I make repayments in advance?
You can, but early repayment charges may be incurred. To avoid these please make payments in accordance with your repayment schedule.
If you would like to get ahead or pay your contract off early, please call us first and we can discuss the costs involved and other options you may like to consider to manage your finances.
We’re here to help
If you have any questions or would like a quote of the Early Repayment Cost for your loan, please call us on 1800 618 386. So we can serve you better please have your contract number ready.
Finance provided by Macquarie Leasing Pty Limited ABN 38 002 674 982 (Australian Credit Licence No. 394925), subject to its credit assessment criteria. Fees and charges are payable. Full conditions available on application. Subaru Finance is a registered business name of Macquarie Leasing Pty Ltd ABN 38 002 674 982 (Australian Credit Licence 394925) and is used under licence.